Do you need insurance? YES
It's certainly tempting not to. Unfortunately some people fall ill or suffer an injury or even need to be evacuated by helicopter.
How many times have you returned from a trip safe and sound and kicked yourself for spending extra dollars to insure against something that never happened? (More than a few) But it only takes once, and it doesn't have to be much of a mishap to lose your sizable investment.
It is our recomendation that all vacationers should buy travel insurance, however, it is up to each Person to decide for themselves.
Reading the fine print
Although your health insurance should follow you on trips within the United States, many U.S. health insurance carriers do not cover medical expenses overseas. Some may cover emergency care, but often will require patients to pay foreign providers out-of-pocket and reconcile claims with you later. Medical expenses that arise overseas from pre-existing conditions often are not covered.
If you're concerned about the level of overseas coverage your primary health insurance provider offers, supplemental medical coverage is a good way to cover all the bases.
It's VERY expensive if you're overseas and you become ill or have an accident and you need to be medically evacuated. The cost can be overwhelming.
Knowing that you're covered and have peace of mind can make for a better vacation.
Read/download Insurance Brochure click here.
Insurance Policy Click here.
